Home Mortgage

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Mortgage Amount Qualifier

The first step in buying a house is determining how much financing will be available to you. This calculator steps you through the process. From there, you can comfortably begin to shop for homes within your price range.

(For a definition of any field, click on the link.)

Income and Debts:
Annual Income:
(before taxes)
Monthly Car Payment(s):
Minimum Credit Card Payment(s):
Other Loan Payment(s):
(Student Loan, R.V. Loan, etc.)
Total Monthly Debt Payments:
Debt-to-Income Ratio:

Mortgage Information:
Purchase Price:
Loan Amount:
Cash on Hand:
Interest Rate:
Monthly PMI Amount:
Total Monthly Payment (PITI):
(includes monthly PMI)
Home Insurance Rate:
Annual Home Insurance:
Property Tax Rate:  
Annual Property Tax:

Loan Fees:
Discount Points:
Fee Paid For Points:
Loan Origination Rate:
Loan Origination Fee:
Other Closing Costs:
Total Closing Costs:

 Report Amortization Schedule by Month
 Report Amortization Schedule by Year


Information and interactive calculators are made available to you as self-help tools for your independent use. We can not and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

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