Welcome to my Web site.  I have over 24 years of real estate lending experience, 19 of those years spent with U.S. Bank Home Mortgage.  As you search for information on home mortgages keep in mind that contrary to what you may hear, now is a great time to purchase a new home.  Mortgage products and competitive interest rates continue to help today's consumer meet their home ownership goals.  So Whether you're purchasing, building new or refinancing, consumers have many choices.

Helping you feel comfortable begins with me sharing thorough knowledge of the products we have to offer so that you can make informed decisions.  As an educated homebuyer, you'll be confident when it's time to apply for your mortgage.

It's a great time to buy or refinance!  Examples of some of our products are:

• First Time Home Buyer Solutions
• Conventional Loans
• JUMBO Loans
• FHA and VA Government Loans
• New Construction and Lot Loan Financing
• Home Equity Line of Credit
• Second / Vacation / Investment Property Programs

The mortgage process doesn't have to be difficult.  If you're an informed consumer working with an experienced mortgage lender, purchasing a home or refinancing your existing home can be a great experience.  I look forward to working with you.  As an elite member of U.S. Bank Home Mortgage President's Circle, my past performance and success is a result of my dedication to helping people just like you achieve their goals.  Delivering exceptional service...that's my promise!