Welcome to my Web site! I have been with U.S. Bank for over 14 years and in the mortgage industry for over 26 years.  As you search for information on home mortgages, keep in mind that contrary to what you may hear, this is a great time to purchase a new home! Mortgage products and competitive interest rates continue to help today’s consumer meet their home ownership goals. So whether you're purchasing, building new or refinancing, consumers have many choices!

It's a great time to buy or refinance!  Examples of some of our products are:

• First Time Home Buyer Solutions
• Conventional Loans
• JUMBO
• FHA and VA Government Loans
• New Construction and Lot Loan Financing
• Home Equity Line of Credit
• Second / Vacation / Investment Property Programs

The mortgage process doesn't have to be difficult. If you're an informed consumer, working with an experienced mortgage lender, purchasing a home or refinancing your existing home can be a great experience!  As an elite member of U.S. Bank Home Mortgage President’s Club, my past performance and success is a result of my dedication to helping people just like you achieve their goals. Delivering exceptional service…that’s our promise!